Lloyds TSB

Personal accounts


  • New enquiries  0800 0154000.
  • Existing customers- 0845 3000 000- costs between 1- 10.5p per minute. 20-40p per minute mobile calls.
  • Automated service- yes before speaking to advisor can take up tp 2 mins to get through automation.
  • Alternative found 0173 3347 007- advertised on website.
  • Lost/stolen cards-0800 0969 779 free from landlines- national rate found- +44 (0) 1702278270
  • Uk call centre? Yes

Charges/fees for basic current account- (not including interest charged or specialist services)

  • Minimum monthly funding charges- NO
  • Planned monthly overdraft fees- £6 per month if facility used
  • Unarranged overdraft – £10 or less £0, £10-25 -£5 per day, £25 or more £10 per day, capped to 8 days max per month
  • Returned item- £10, maximum three charges per day ( no charge if £10 or less)
  • Grace period, no charge if account is brought back into arranged overdraft or credit by 3.30pm on same day

Complaints resolution procedure-

  • specialist advisor assigned to more complex complaints – yes – however no time specified before being transferred from customer service centre. Customer supplied with contacts and name of advisor

Customer service charter- NO

Customer satisfaction/ complaints published- NO

Complaints to FCA- 1st July 2012-31st December 2012- 33467, 96% closed within 8 weeks, 58% upheld (won) by complainess.

Average Switch/ set up  of accounts-

  • New current account- approx 1 week, New business account- 2 days.Switching current account- 2-10 days

Business Accounts

  • 08000560056 – new customers only. 0845 900 2066 Existing, call charges or 01733 347338 (advertised on website) see our call charge page for network charges.
  • Switching business account- 2-10 days, dedicated switching team smooth move guarantee with £50 cash back.
  • Complaint resolution procedure- Speak to relationship manager advised, no definite structure on website.
  • Existing customer incentives? NO
  • 18 months free banking for new businesses
  • 6 months free banking for switching businesses -turnover up to £125,000
  • See our comparison table for charges

Credit cards, Mortgages & Savings-

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